3.1 UNAI Data Intelligence: Three Layers of Real-Time Analysis Real-Time Market and Settlement Aware

Real-Time Market and Settlement Awareness

UNAI analyzes multiple data sources simultaneously to build an accurate view of the execution environment. These inputs are grouped into three primary data layers.

A) Onchain Activity

This layer tracks real-time blockchain activity, including:

• Decentralized exchange trading volume and liquidity depth

• Transaction costs such as gas fees and slippage

• Execution conditions related to MEV and transaction ordering

These signals allow UNAI to evaluate whether current market conditions are suitable for execution and to adjust routing decisions accordingly.

B) Offchain Settlement Demand

UNAI monitors offchain payment and settlement activity, including:

• Stablecoin demand for payment settlement

• Fee structures and settlement cycles

• Liquidity requirements associated with card-based payment networks

This data enables capital to be allocated to settlement-related use cases when demand and yield conditions are favorable.

C) Market Conditions

UNAI incorporates broader market indicators such as:

• Volatility levels

• Liquidity concentration

• Risk exposure across strategies and venues

This layer ensures that allocation decisions remain aligned with prevailing market conditions rather than fixed assumptions.